Is Independent Living the Right Retirement Choice for Me?

After working for decades, retirement is well deserved, so you’ll want to make sure you get it right! You’re probably picturing some well-deserved rest, lounging by the pool, traveling, and spending quality time with family and friends.  

You may have friends or colleagues who've moved into independent living or retirement communities, but you’re not sure what to expect or if independent living is right for you. Deciding whether independent living is the right retirement choice requires knowledge and careful consideration. 

In this article, we’ll discuss what independent living is, its benefits, and how to determine if it’s the right retirement choice for you. 

What is independent living? 

An independent living community, a.k.a. a retirement community, is designed for older adults, generally aged 55 and older, who don’t need assistance with activities of daily living (ADLS) such as bathing, dressing, toileting, and grooming.  

Independent living communities like Allegro Senior Living’s offer retirees a comfortable, supportive lifestyle with luxury apartments, social opportunities, convenient services, and resort-like amenities. 

Benefits of independent living 

Safety and security 

As we get older, we’re more at risk for theft, break-ins, scams, and injuries from falls. Independent living communities provide a secure environment with safety features like controlled access, emergency response systems, and 24/7 staffing. 

Social engagement 

One of the biggest draws of independent living is the opportunity to meet and connect with other seniors. These communities provide various social activities, recreational events, continuing education classes, clubs, happy hours, and offsite events. 

A maintenance-free lifestyle 

You don’t want to spend your retirement mowing the lawn, shopping for groceries, preparing meals, and fixing things around the house. Independent living communities handle all maintenance needs and landscaping, Some may offer housekeeping and laundry services. 

Upscale amenities 

Access to incredible amenities at your fingertips is one of the most significant advantages of independent living as a retirement choice. Swimming pools, state-of-the-art fitness centers, yoga studios, putting greens, movie theaters, dog parks, beauty salons, water-view dining, concierge services, and spas are just some amenities residents can expect to find in today’s independent living communities.  

Downloading our free Guide to Funding Senior Care and Housing.

Considerations to decide If independent living is right for you 

Determining how you choose to spend retirement is an important decision. Before moving to an independent living community, consider the following:  

Your health needs 

Independent living communities do not help with activities of daily living (ADLs) or provide medical care. An assisted living community would be a better choice if you have specific medical requirements or anticipate needing help with personal care. 

Financial considerations 

According to AssistedLiving.Org, the average cost of living in an independent living community can cost as much as $4,000 a month, depending on the state. The cost of living in an independent living community will vary depending on your location, size of the community, type of apartment, services, amenities, and cost structure.    

Lifestyle considerations 

Think about the lifestyle you envision for your retirement. Make sure the independent living community you choose meets your lifestyle preferences. Activities and recreational events are a must if you value an active social life. If rest, relaxation, and endless days on the golf course appeal to you, ensure the community is rich in amenities. 


The decision to spend retirement in an independent living community is entirely up to you. However, it would be best if you took the time to carefully evaluate your health, social needs, and lifestyle preferences.  

Retirement is a time to live fully, doing what you love, and making the right lifestyle choice is essential for your overall well-being and enjoyment during this exciting phase of your life. 

For help determining if independent living is the right choice for you, contact the friendly advisors of Allegro Senior Living. Learn more about the options for funding senior living by downloading our free Guide to Funding Senior Care and Housing.

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